Banks and Credit Unions

Gen-AI is a major paradigm shift, posing new challenges, new opportunities, and new risks.

Exposing APIs is not enough.

Two-thirds of all P2P payment transactions in 2022 were made using some form of electronic payment.

Startup vendors are addressing the solutions demanded by organizations in areas of vulnerability visibility, automated remediation, and attack mitigation.

A focus on participant financial wellness across the board requires effective communications, reporting, and analytics.

Courting these younger borrowers will require all manners of digitalization, among which is the already embraced practice of embedded lending.

The market turbulence of 2022 may have acted as an inflection point for several market segments.

Fraud technology solutions must go beyond traditional capabilities to combat expanding fraud.

AML technology solutions must go beyond traditional capabilities to combat financial crime.

The total gross dollar value of U.S. medical bills grew to US$107.8 billion in 2023, a sizeable 25% increase from 2020.

The rapid expansion of the MGA industry has attracted many solution providers to the space.

Distributed ledger technology must coexist with traditional clearing and settlement processes to affect its transformational potential.

Twenty-seven percent of minority-owned businesses indicate a high likelihood of switching banks in the next two years.

Gen Zers and their preferences and motivations represent more of a departure from the status quo than recent generations.

Intelligent document processing solutions can transform document-intensive operations.