what we offer

Commercial Banking & Payments

The Commercial Banking & Payments practice offers coverage of the most critical products and services that banks must offer to effectively meet the evolving needs of business and corporate customers. It helps banks and their technology partners build business cases for new offerings, prioritize initiatives, and understand industry best practices. The practice serves a diverse membership, including global universal banks, large super-regional and regional banks, commercially focused community banks, card processors and network providers, merchants, technology vendors, and professional services firms.
“Datos Insights provides relevant and timely data that keeps us informed on key industry news!”
SVP, Treasury Solutions from Citizens Financial Group

Key Coverage Areas

Recent Research

ERP Banking: API Monetization and Use Cases

Exposing APIs is not enough.

Attracting Millennial- and Gen-Z-Run SMB Borrowers

Courting these younger borrowers will require all manners of digitalization, among which is the already embraced practice of embedded lending.

The Banking Needs of Minority-Owned SMBs

Twenty-seven percent of minority-owned businesses indicate a high likelihood of switching banks in the next two years.

Real-Time Payments and SMBs: The Need for Action

Small businesses aren’t using real-time payments to the degree most observers would expect, given the available benefits.

Call to Action for Banks: ERP Banking to Accelerate ISO 20022 Adoption

ERP banking represents a new way of connecting corporate clients with their banks.

The FI View of Payment Hub Vendors and Roadmaps

Banks’ hub platforms are continually evolving and undergoing an ongoing process of modernization.