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LIBRARY RFP Library: Retail Banking & Payments The Library provides RFPs containing foundational questions that enable retail banking and payments teams to capture the capabilities, integrations, workflows, and differentiators that define today’s vendor landscape. The format gives these teams a structured, confidence-building starting point to evaluate partners, align internal stakeholders, and accelerate complex purchasing decisions. How This Library Helps Get a clear starting point for evaluating vendors without building RFPs from scratch Compare solutions […]

Banks already outperform fintechs where it matters most.

A growing share of U.S. consumers across all generations and income levels have tried BNPL. Yet, banks have largely remained on the sidelines because of the myths surrounding the BNPL user and social responsibility.

Banks invest substantially in capable vendors, yet wealth management platforms consistently fail to deliver expected outcomes.

RCS messaging addresses the fundamental trust gap that has historically limited the adoption of text messaging in financial services.

Global financial institutions face escalating risks from digital onboarding fraud, one of the fastest-growing threats in today's banking environment.

Demand for execution management system platforms has increased.

Card issuers are declining billions in legitimate transactions every year, losing . US$213 billion a year to false declines alone - and the cardholders walking away aren’t calling to complain. They’re just reaching for the next card.

European banks face a critical choice: lead in embedded banking or become invisible infrastructure providers.

The microbusiness segment offers substantial client acquisition potential for FIs willing to serve this market effectively.

The most significant barriers to fintech partnership are organizational, not technological, and they are within executive authority to change.