what we offer

Retail Banking & Payments

The Retail Banking and Payments practice provides clients with ongoing insights focused on the business, technology, and regulatory challenges impacting consumer banking services and retail payments of all kinds. The practice serves a wide range of market participants, including global universal banks, community banks, credit unions, alternative financial services providers, card processors and network providers, merchants, technology vendors, and professional services firms.

“We love Datos Insights’s work. Your research programs are timely and relevant, and because of that focus, you keep us one step ahead of the game—future horizon-line insights we can use.”
an EVP at a large regional U.S. bank

Key Coverage Areas

Recent Research

ATM-as-a-Service: Exploring the Value and Players of This Newest “X-as-a-Service” Offering

ATMs are becoming too pivotal to a bank’s digital banking strategy to risk having something go wrong.

Top 10 Trends in Retail Banking & Payments, 2024

Modernization is at the heart of most financial institutions’ competitive efforts.

Overview of the Payments Orchestration Market

The payment orchestration market will be worth over US$15 billion by 2026.

Retail Banking & Payments Fintech Spotlight: Q4 2023

Meeting customers where they are is the key to winning market share in today’s environment.

Funding-as-a-Service: Alternatives for Managing the Balance Sheet

Consumer lending can become more capital-efficient, enabling business expansion and contraction with economic cycles.

Steppingstones to Digital Transformation: Banks Assess Their Progress

Digital transformation is a journey, not a race.