what we offer

Retail Banking & Payments

The Retail Banking and Payments practice provides clients with ongoing insights focused on the business, technology, and regulatory challenges impacting consumer banking services and retail payments of all kinds. The practice serves a wide range of market participants, including global universal banks, community banks, credit unions, alternative financial services providers, card processors and network providers, merchants, technology vendors, and professional services firms.

Future-Proof Your Bank: Accelerate Noninterest Income

The most profitable banks of the next decade will master both superior lending operations and scaled wealth management, advisory, and fee-based services.

ATM Insights & Intelligence

Customers are spreading their financial lives across multiple providers, mixing and matching banking experiences in a DIY approach. Post-channel banking addresses this by treating all interactions as one unified relationship, not separate channels.

Post-Channel Banking: Competing for Customers Who Bank Everywhere

Customers mix and match financial providers in a DIY approach. Post-channel banking unifies these fragmented relationships into one seamless experience.

“We love Datos Insights’s work. Your research programs are timely and relevant, and because of that focus, you keep us one step ahead of the game—future horizon-line insights we can use.”
an EVP at a large regional U.S. bank

Key Coverage Areas

Recent Research