September 11, 2026 Stablecoins and Tokenized Deposits: What Community Banks and Credit Unions Need to Know The GENIUS Act put stablecoins under a federal framework. Tokenized deposits never needed one. That distinction shapes decisions on deposit... Enrico Camerinelli Community Banking Enrico Camerinelli |
September 11, 2026 How Credit Unions Win Gen Z and Millennials Gen Z and millennials switch financial institutions faster than any generation. Credit unions already lead on price, referral, rate, and... Stewart Watterson Community Banking Stewart Watterson |
September 11, 2026 Beyond the Rewards Program Interchange pressure from the Visa/Mastercard settlement is forcing community banks and credit unions to choose: cut rewards or fund loyalty... David Albertazzi Community Banking David Albertazzi |
September 11, 2026 Cash Flow Data and the Credit Union Mandate Credit unions cannot defend underwriting that misreads members with volatile income when the data to read them correctly already sits... Stewart Watterson Community Banking Stewart Watterson |
September 11, 2026 First-Party Fraud: A Primer for Smaller U.S. Financial Institutions Eleven percent of U.S. banked consumers admit disputing a transaction they knew was legitimate, and it touches every generation. Datos... Ron van Wezel Community Banking Ron van Wezel |
September 11, 2026 Transforming Banking Through Data and Analytics Fintech firms and digital banks are eroding product differentiation, making data mastery a strategic imperative. Datos Insights’ three-stage Data Capability... Stewart Watterson Community Banking Stewart Watterson |
September 11, 2026 Retail Digital Banking Solutions 2026 Mobile app quality, not branch access, now drives primary-bank selection among Gen Z consumers. The Datos Matrix evaluates eight vendors... David Albertazzi Community Banking David Albertazzi |
September 11, 2026 Consumer Loan Origination Solutions Consumer loan origination technology is a decade behind, and it’s costing banks business: 60% of Gen Z borrowers wait over... Stewart Watterson Community Banking Stewart Watterson |
September 11, 2026 Frictionless Finance: Upgrading Digital Account Opening Digital account opening decides where deposits land: 76% of small businesses call it essential, and 32% would switch banks over... David Albertazzi Community Banking David Albertazzi |
September 11, 2026 Data Bridge Builders: Middleware Vendor Profiles Legacy cores can’t keep pace with FIs’ roadmaps, and full replacement is costly, complex, and slow. Datos Insights evaluated seven... Stewart Watterson Community Banking Stewart Watterson |
September 10, 2026 Smaller Financial Institutions and AI: From Experimentation to Capability SMBs already use AI for financial tasks, mostly through general-purpose tools outside the banking relationship, so the engagement and data... Gilles Ubaghs Community Banking Gilles Ubaghs |
September 9, 2026 Mergers and Acquisitions: What Executives Need to Know Executives and boards of smaller financial institutions face a market with several hundred fewer banks and credit unions every year.... Chris Buerkle Community Banking Chris Buerkle |
September 7, 2026 Deposit Capture and Share of Wallet: A Growth Playbook for Smaller Institutions Deposit competition has intensified across the banking sector, and community banks and credit unions cannot win it on rate alone... Chris Buerkle Community Banking Chris Buerkle | Benjamin Nestor |
September 3, 2026 Community Bank SMB Competitiveness Report: Market Share and the Loyalty Paradox Community banks are losing SMB primary-relationship share faster than any other institution type. Datos Insights’ SMB Banking Surveys show share... Chris Buerkle Community Banking Chris Buerkle | Benjamin Nestor |
September 1, 2026 Generational Dynamics in SMB Banking: Community Banks and Credit Unions Millennials are 46% of SMB decision-makers, yet Datos Insights’ Q1 2026 survey of SMBs finds only 4% of millennial-run SMBs... Benjamin Nestor Community Banking Benjamin Nestor | Gilles Ubaghs |
