Report

Cash Flow Data and the Credit Union Mandate

Capacity assessment is the blind spot 71% of credit unions share. Regulators expect you to fix it.
Get Summary Report
/

Credit unions cannot defend underwriting that misreads members with volatile income when the data to read them correctly already sits in the core. Five federal agencies have endorsed cash flow data for underwriting. This brief shows how it expands approvals, sharpens risk decisions, and deepens the member relationship.

About the Author

Stewart Watterson

Stewart Watterson

Stewart Watterson is a Datos Fellow in the Retail Banking & Payments practice at Datos Insights. He brings a broad range of experience from 30 years of consumer banking with Chase, NationalCity, and PNC, serving as SVP, Mobile Wallet & Emerging Payments. His experience includes consumer lending product management across all asset classes, small business unsecured lending, digital banking, credit...

Read More

Related Content

Get Summary Report

"*" indicates required fields

This field is for validation purposes and should be left unchanged.
Name*