Strategic Planning
Planning season is when the biggest investment decisions get made, and this year AI is transforming the strategic planning playbook. We give financial services and insurance leaders the research, benchmarks, and frameworks to go in prepared.
What you budgeted for AI is only the tip of the iceberg
Token costs are a small share of total AI spend, yet most AI business cases rest on them. Our total cost of ownership (TCO) calculator shows what AI costs your organization.
Featured Webinars
Most banks budget against what vendors charge, but that represents only 10% to 20% of what enterprise AI actually costs. Engineering, compliance, human oversight, and exception handling account for the remaining investment.
This session breaks down the true cost structure, introduces the operational KPIs that matter to business leaders, and provides a framework for building business cases that survive executive scrutiny.
74% of insurers have increased AI investment in the past year, but most budget only against vendor charges, which represent just 10% to 20% of total program costs. Engineering, compliance, human oversight, and exception handling account for the remaining investment.
This session explains where enterprise AI spending actually goes, introduces the operational KPIs that matter to business leaders, and shows what your CFO needs to see before approving scaled programs.
Datos Events
Our conferences bring together banking, insurance, and technology leaders for engagement that goes beyond the main stage. Connect with peers, access Datos research and insights, and take actionable knowledge back to your organization.
Topic Hubs
Legacy infrastructure is losing payment volume to faster, more capable alternatives. Learn more about how banks are modernizing payment systems while maintaining operations and client relationships.
AI-powered attacks are changing the scale and sophistication of financial crime. Explore how institutions are building orchestrated fraud and AML defenses that share intelligence and adapt as threats evolve.
AI is transforming insurance operations. Discover how successful carriers cut through confusion, bridge talent gaps, and deploy technology to achieve their business outcomes.
October 2026 | Issue 469
The October 2026 edition of the Banking & Payments Bulletin explores the technology decisions informing commercial banking roadmaps, the rapidly developing global market for commercial payment cards, and how to drive advisor productivity in bank wealth management divisions. This issue also offers insights on how to fix unnecessary card transaction declines, the network partnerships that are scaling ATM acceptance, and how AI is rewriting the rules of strategic planning. We also report on how institutions are tackling the agentic AI challenge, the tension between financial inclusion policies and cashless agendas in the Middle East and Africa, and feature a profile of ATM and cards intelligence in Mexico.
Our clients' technology and data needs are specific to the sectors they compete in, so our insights are focused only on those industries. We offer open access to our advice and published work to our subscription clients so they can share knowledge broadly within their organizations—to make better decisions and deliver lasting change
Our Market Data & Forecasting services leverage decades of unique, proprietary data to enable suppliers to the banking, payments, and retail industries to make better decisions about their markets.
Deep industry knowledge of our advisors, a long history of successful client partnerships and a foundation of empirical research and data—not just strong opinions—set apart our consulting and thought leadership delivery.
Every day, our experts strive to be the kind of resource they would have wanted as former industry executives. We’re staffed for deep client partnership—not for scale—so we offer open-door accessibility to our clients whenever they need us.
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