The consumer’s after-purchase experience is a critical but often overlooked touchpoint that directly impacts customer loyalty, operational costs, and lifetime value. It creates opportunities for financial institutions (FIs) to offer innovative digital-banking features to improve customer loyalty and reduce friction.

This report examines what consumers want from their banking apps after they make a purchase and what FIs stand to gain by delivering it. It is based on a Q4 2025 Datos Insights survey of 3,576 consumers who had used mobile banking applications in the past six months or actively use subscription services
Clients of Datos Insights’ Retail Banking & Payments service can download this report.
This report mentions Mastercard and Visa.
About the Author
Ron van Wezel
Ron van Wezel is a Strategic Advisor in Retail Banking & Payments for Datos Insights, providing research and advisory services to clients globally. His coverage includes payments, open banking, and digital transformation. Ron is a renowned expert in payments and digital banking. He brings to Datos Insights over 30 years of experience in product development and innovation, advising clients on a...