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Distributed ledger technology is moving from pilots to production in capital markets, but most firms are stalled by cost, regulation, and integration challenges.

Debit card payments tripled, automation accelerated, but most payment platforms were built for an older consumer.

Life, Annuities, and Benefits insurers face a credibility problem, not a technology problem.

Property & Casualty insurers are piloting AI faster than they can prove it works.

The insurance industry is at a critical juncture in its artificial intelligence journey.

The productivity technology gap isn't a feature problem. It's a system design problem.

Four pressure points where financial institutions are falling short

Credit doesn't win clients anymore, treasury does.

Five emerging fintech platforms address compliance's hardest challenges: fragmented vendor stacks, false positive noise, and networks that move faster than manual processes.

Trust departments at regional and community banks are receiving digital asset estates—Bitcoin, Ethereum, staked tokens—faster than their systems can handle.

P&C insurers are navigating a market in transition.

Business units at insurance carriers are building and deploying AI agents.

Business units at insurance carriers are building and deploying AI agents.

Phased migration, mainframe optimization, and block-based strategies have emerged as the dominant responses to legacy system debt. Core platform migrations, now table stakes rather than differentiators, leave carriers searching for the next source of competitive advantage. AI presents a different but related challenge. Adoption is early-stage and organizationally fragmented; carriers struggle to build the internal […]

Even as term life sales are anticipated to reach record highs in 2026, market penetration continues to be a challenge, and growth is expected to be modest.