September 3, 2026 Bulletin Article Engagement, Not Acquisition, Will Define Retail Banking's Next Era For the past decade, retail banking technology investments have focused on digitization. Financial institutions modernized channels, automated processes, launched mobile... David Albertazzi Retail Banking & Payments David Albertazzi |
September 3, 2026 Bulletin Article Development Replaces Growth as ATM Decline Intensifies Global ATM numbers fell for the eighth consecutive year in 2025, with the installed base contracting by 2% worldwide to... Ted Jennings Banking & Payments Ted Jennings |
September 11, 2026 Data Bridge Builders: Middleware Vendor Profiles Legacy cores can’t keep pace with FIs’ roadmaps, and full replacement is costly, complex, and slow. Datos Insights evaluated seven... Stewart Watterson Community Banking Stewart Watterson |
September 11, 2026 Frictionless Finance: Upgrading Digital Account Opening Digital account opening decides where deposits land: 76% of small businesses call it essential, and 32% would switch banks over... David Albertazzi Community Banking David Albertazzi |
September 11, 2026 Consumer Loan Origination Solutions Consumer loan origination technology is a decade behind, and it’s costing banks business: 60% of Gen Z borrowers wait over... Stewart Watterson Community Banking Stewart Watterson |
September 11, 2026 First-Party Fraud: A Primer for Smaller U.S. Financial Institutions Eleven percent of U.S. banked consumers admit disputing a transaction they knew was legitimate, and it touches every generation. Datos... Ron van Wezel Community Banking Ron van Wezel |
September 11, 2026 Stablecoins and Tokenized Deposits: What Community Banks and Credit Unions Need to Know The GENIUS Act put stablecoins under a federal framework. Tokenized deposits never needed one. That distinction shapes decisions on deposit... Enrico Camerinelli Community Banking Enrico Camerinelli |
September 11, 2026 Transforming Banking Through Data and Analytics Fintech firms and digital banks are eroding product differentiation, making data mastery a strategic imperative. Datos Insights’ three-stage Data Capability... Stewart Watterson Community Banking Stewart Watterson |
September 11, 2026 Retail Digital Banking Solutions 2026 Mobile app quality, not branch access, now drives primary-bank selection among Gen Z consumers. The Datos Matrix evaluates eight vendors... David Albertazzi Community Banking David Albertazzi |
September 11, 2026 Beyond the Rewards Program Interchange pressure from the Visa/Mastercard settlement is forcing community banks and credit unions to choose: cut rewards or fund loyalty... David Albertazzi Community Banking David Albertazzi |
September 11, 2026 How Credit Unions Win Gen Z and Millennials Gen Z and millennials switch financial institutions faster than any generation. Credit unions already lead on price, referral, rate, and... Stewart Watterson Community Banking Stewart Watterson |
September 11, 2026 Cash Flow Data and the Credit Union Mandate Credit unions cannot defend underwriting that misreads members with volatile income when the data to read them correctly already sits... Stewart Watterson Community Banking Stewart Watterson |
September 2, 2026 Datos Matrix: Virtual Accounts in Europe Virtual account management (VAM) is reshaping European banking as corporates demand real-time balance visibility, self-service account control, automated reconciliation, and... Enrico Camerinelli Commercial Banking & Payments Enrico Camerinelli | Ajinkya Alhat |
September 1, 2026 Redefining Primary in Multi-Relationship Banking The primary banking relationship has long been retail banking’s crown jewel, but the data tells a different story: the label... David Albertazzi Retail Banking & Payments David Albertazzi |
August 26, 2026 Automation and AI in Receivables Management Accounts receivable software and receivables management operations are undergoing rapid advancement as automation and AI converge. This report examines how... Benjamin Nestor Commercial Banking & Payments Benjamin Nestor |
