Banking executives face the critical challenge of understanding and leveraging the complex web of technologies that underpin modern banking operations. As customer expectations for seamless, digital-first experiences continue to rise, FIs must adapt their technology strategies to remain competitive and drive growth.

This report provides a comprehensive overview of the key components of a modern banking technology stack. It emphasizes cloud-based solutions and middleware for core system modernization, detailing key components like channels, API gateways, microservices, and data management systems.

Clients of Datos Insights’ Retail Banking & Payments service can download this report.

This report mentions 10X, Alkami, Amazon, Amount, Apache, Apigee, Apiture, Apple, AWS, Asure, Backbase, Black Knight, Blend, Core10, Corecard, CSI, Current, Deserve, Diebold Nixdorf, Episode 6, Event Hub, Finastra, FIS, Fiserv, Galileo, Genesys, Google, Hadoop, Hazelcast, i2c, IBM, Jack Henry & Associates, Kinect, Kinective, Kong, Mambu, MANTL, Marqeta, Mastercard, Memcached, Microsoft, MongoDB, MuleSoft, nCino, NCR, NICE, inContact, Oracle, Peach Finance, Pega, Pivotal, PortX, Q2, Redis, Samsung, Sandbox Banking, SAP, Software AG, Sopra, Snowflake, Teradata, Thought Machine, Triton, TSYS, Twilio, Twisp,  Visa, and Zeta.