Areas such as open banking and BaaS, widespread data enablement and connectivity, AI, and instant payments are now arriving on a wide scale in the U.S. and the EU, quickly becoming top of mind for financial services leaders. This presents FIs with valuable opportunities in monetizable activities, alongside complex compliance headwinds. With innovation showing little signs of slowing down, regulators and the FIs they oversee are aiming to keep pace, though their approaches are far from black and white.

This report offers an analysis of the regulatory developments in key technology areas across the U.S. and the EU. It is based on a wide range of publicly available research, including regulatory documents, data sets, analysis from legal and regulatory commentators, and related news developments.

Clients of Datos Insights’ Commercial Banking & Payments service can download this report.

This report mentions JPMorgan Chase.