Federal enforcement activity in the U.S. toward banks that provide Banking-as-a-Service (BaaS) to fintech partners is on the rise. This Datos Insights Brief provides insight into BaaS and embedded banking, regulations, strategies for compliance and innovation, and the implications of recent events on open banking.

This report offers insight into recent regulatory controversies regarding financial institution-fintech partnerships and offers strategies to balance innovation with compliance. It relies on the authors’ knowledge of the BaaS and broader fintech markets.

Clients of Datos Insights’ Commercial Banking & Payments service can download this report.