Expanding Commercial Lending Internationally: Sweat the Small Stuff Only

Commercial banking is not vastly different across different geographies.  

November 23, 2022 – Unhelpful truisms are everywhere, including in commercial banking. A long-held truth tells us that commercial banking is vastly different across different geographies. This piece of folklore, new data tells us, is wrong and likely holding back lenders and their vendors. Managers of commercial lending lines of business seeking to expand into North America or Europe will find this report useful. Vendors and their product managers, in particular, will find the report helpful in calibrating their features-and-functionality roadmaps where localization is concerned.

This Impact Report identifies and examines the similarities and differences among corporations in North American and European markets. This report is based on an online Aite-Novarica Group survey of 790 employees of midsize and large organizations in seven countries (Canada, France, Germany, Italy, Spain, the U.K., and the U.S.) in Q2 2022 who are knowledgeable about their organizations’ finance, treasury, and payments operations, methods, and processes.

Clients of Aite-Novarica Group’s Commercial Banking & Payments service can download this report and the corresponding charts.

This report mentions Brex.

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