VPNs and Private Browsing: Best Practices in Securing the Unknown

Financial institutions must differentiate between threat and nonthreat actors in an ever-evolving risk landscape.

September 8, 2022 – VPNs and private browsers provide users privacy and security while online. At the same time, threat actors harness these tools to perpetrate financial crime and cybercrime. When customers seek to access online banking services through a VPN or private browser, important geolocation and device data are unavailable, complicating the authentication process.

This Impact Brief provides an overview of how 15 large North American FIs respond to customer attempts to access online banking while using VPNs and private browsers. It draws on Aite-Novarica Group’s July 2022 survey of fraud prevention executives at 15 large North American financial institutions.

Clients of Aite-Novarica Group’s Fraud & AML service can download this 12-page Impact Brief. To learn more about the topic covered in this Impact Brief, please contact us at

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