Report

Top Trends in Commercial Banking & Payments, 2026: The Dual Mandate of Foundation and Forward

Client expectations have permanently shifted, and businesses expect consumer-grade experiences in their treasury platforms.
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Legacy payment rails still drive the majority of volume and revenue. New capabilities only deliver value with solid operations behind them. The defining challenge for banks in 2026 is not choosing between innovation and maintenance of legacy platforms. Rather, it’s succeeding at both simultaneously or losing ground on every front.

Clients of Datos Insights’ Commercial Banking & Payments service can download this report.

About the Author

Erika Baumann

Erika Baumann

Erika Baumann serves as Director of the Commercial Banking & Payments practice at Datos Insights, focusing on payables and receivables technology and solutions. She has over 10 years of experience in the wholesale banking space, bringing expertise from both banking and fintech vendor positions. She has worked extensively with both U.S. and international banks, vendors, and the clients of each to identify...

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