In 2026, insurers across both sectors face sustained cost pressures, rising customer and distributor expectations, and a rapidly evolving technology landscape in which AI and automation have moved from emerging concepts to active strategic investments. Creating lasting value now requires funding mature IT organizations that can support modern systems and compete for top talent; it also requires carriers to make deliberate choices about where and how to deploy new capabilities at scale.

This report reveals insights that can guide development roadmaps or market positioning by helping insurers understand peer behavior, budgets, and priorities for the coming year as context for their strategic planning activities. It presents and analyzes the results of a Q4 2025 to Q1 2026 survey of 38 insurer CIO and technology leader members of the Datos Insights Insurance Technology Research Council, which focused on insurer IT spending, staffing levels, system capability self-assessments, and planned technology investments and business priorities for the 2026 fiscal year.
Clients of Datos Insights’ Life, Annuities, & Benefits and Property & Casualty services can download this report.
This report mentions AWS, C3.ai, Google Cloud, H2O.ai, Microsoft Azure, and Palantir Foundry.
About the Author
Caitlin Simmons
Caitlin Simmons is a Advisor at Datos Insights. She works with senior team members to support consulting projects and create research reports. Prior to joining the firm, Caitlin worked in program evaluation and academic research. She has a Ph.D. in Health Psychology with a concentration in Community Psychology from the University of North Carolina at Charlotte.
Other Authors
Carey Geaglone
Carey Geaglone is a seasoned insurance industry executive with over three decades of transformational leadership experience across IT and business operations at large national and regional commercial property and casualty carriers. She has spearheaded numerous enterprisewide core system implementations and organizational transformation programs driving operational excellence. As Senior Vice President of Insurance Operations at FCCI Insurance Group, she was responsible...