Insurers continue to be challenged by the reinsurance market in 2025, though there is some softening of rates in property and property catastrophe. Reinsurers have raised their rates, sought higher attachment points, pulled back from aggregate cover, and offered stricter terms and conditions. This, in turn, has led to insurers retaining their risk, raising rates to cover reinsurance costs, or both.
This brief examines the reinsurance market of 2025 and gives insurers suggestions about what to do about the current challenges. It is based on ongoing dialogues we are having with reinsurers and publicly available news covering reinsurance.
Clients of Datos Insights’ Life, Annuities, & Benefits and Property & Casualty services can download this report.
This report mentions OpenAI.
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