As faster payments systems mature and expand globally, fraud executives are looking ahead to anticipate the evolving threat landscape and prepare their institutions for the challenges of the next three years. The rapid pace of technological change, expanding cross-border connectivity, and evolving regulatory frameworks create opportunities and risks that will reshape fraud management strategies.

This report captures the perspectives of fraud executives responsible for protecting billions of dollars in faster payments transactions, revealing not only threats they expect to emerge but also how they plan to adapt their technologies, processes, and strategies to address these evolving challenges. It is based on survey data collected in Q2 2025 from fraud leaders across Argentina, Australia, Brazil, India, the U.K., and the U.S.
Clients of Datos Insights’ Fraud & AML service can download this report.
About the Author
David Barnhardt
David has over 22 years of fraud mitigation in banking and payments. Throughout his career, he has served as the Emerging Risk Executive at Bank of America, Payments Product Line Head at Early Warning, Chief Experience Officer at Giact, and Head of Fraud at Conduent. David is a frequent contributor to industry publications and conferences. He has authored multiple patents...
Other Authors
Trace Fooshee
Trace Fooshee is a Strategic Advisor in the Fraud & AML practice at Datos Insights, covering fraud and data security issues. Trace has been leading business transformation initiatives for over 20 years. He started his professional career in Singapore, where he focused on delivering process automation solutions for banking and securities clients by way of workflow and document management-based transformations....