Report

Real-Time Payments: Three-Year Outlook and Sentiments From Fraud Executives

Institutions must move beyond one-size-fits-all approaches toward more sophisticated, segment-specific strategies.
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As faster payments systems mature and expand globally, fraud executives are looking ahead to anticipate the evolving threat landscape and prepare their institutions for the challenges of the next three years. The rapid pace of technological change, expanding cross-border connectivity, and evolving regulatory frameworks create opportunities and risks that will reshape fraud management strategies.

This report captures the perspectives of fraud executives responsible for protecting billions of dollars in faster payments transactions, revealing not only threats they expect to emerge but also how they plan to adapt their technologies, processes, and strategies to address these evolving challenges. It is based on survey data collected in Q2 2025 from fraud leaders across Argentina, Australia, Brazil, India, the U.K., and the U.S.

Clients of Datos Insights’ Fraud & AML service can download this report.

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