David Barnhardt

Strategic Advisor

Areas of expertise:

Bank Call Centers, Banking Products in Wealth Management, Branch Channel/ATM, Buy-Side Risk and Compliance, Card Products (Credit, Debit, and Prepaid), Claims Processing, Consumer Payments, Corporate Mobile Banking, Corporate Portals, Corporate Treasury, Credit Products (Home, Student, Personal, and Auto Loans), Customer Onboarding, Cyber Risk Management Strategy, Data and Analytics, Data Management, Data Protection and Privacy, Digital Transformation, Digital Wallets, Digital Wealth Management, Financial Inclusion, Identity and Access Management (IAM), Insurance Fraud, Know Your Customer (KYC), Machine Learning and AI, Marketing Analytics, Mobile Banking, Online Banking, Open Banking, Payment Regulations, Payments Acceptance Technologies, Person-to-Person (P2P) Payments, Real-Time Payments, Regulations, Return-on-Investment Analysis, Risk Management, Wireless and Voice Security

David has over 22 years of fraud mitigation in banking and payments. Throughout his career, he has served as the Emerging Risk Executive at Bank of America, Payments Product Line Head at Early Warning, Chief Experience Officer at Giact, and Head of Fraud at Conduent.
David is a frequent contributor to industry publications and conferences. He has authored multiple patents currently being used to identify fraud and account takeover and reduce payments risk. David has covered all facets of fraud detection, including checks, cards, and online payments.
David attended Rowan-Cabarrus Community College, where he earned a Basic Law Enforcement Certificate.