The integrated receivables market presents significant opportunities for FIs willing to compete strategically against fintech disintermediation. Budget availability, macro-economic pressures, and high business interest create favorable conditions for adoption among businesses of all sizes. However, success requires addressing organizational resistance, maintaining frequent strategic engagement, and clearly articulating the distinct advantages of bank-embedded solutions over stand-alone vendor alternatives through market education.
This report examines the market opportunity for integrated receivables solutions in commercial banking, analyzing both business demand drivers and implementation challenges. This report draws on proprietary survey research conducted by Datos Insights in Q3 2025, including a survey of 1,036 midsize and large organizations in 11 North American, European, and Asia-Pacific countries: Australia, Canada, France, Germany, India, Italy, Japan, Singapore, Spain, the U.K., and the U.S.
Clients of Datos Insights’ Commercial Banking & Payments service can download this report.
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