Transaction data, established lending relationships, integrated treasury platforms, and trusted-advisor status position commercial banks to deliver differentiated value through ESG-enabled products and services. Yet, most banks, particularly in the U.S., have not developed comprehensive ESG offerings.

This report examines how commercial banks can—and why they should—develop integrated ESG capabilities that address client needs from regulatory compliance and supply chain resilience to carbon management and climate adaptation. It draws on a Q3 2025 Datos Insights survey of 1,036 midsize and large organizations, the author’s market knowledge, and extensive conversations with FIs and vendors in the ESG and sustainability markets.
Clients of Datos Insights’ Commercial Banking & Payments service can download this report.
About the Author
Benjamin Nestor
Benjamin Nestor is an Advisor with the Commercial Banking & Payments practice. His topics of coverage supporting the practice center on emerging commercial banking product areas, content management, fintech vendors, ESG, and applied sustainability solutions. Prior to joining Datos Insights, Benjamin spent nearly a decade in higher education as a researcher, teacher, and archivist. He also has a background in...