FIs need to overcome risk silos and speed up their risk intelligence in order to better respond to high market risk. Cyber-fraud fusion (collaboration) is presumed by many leaders, but most FI fusion efforts have not yielded major business benefits. Achieving fusion-driven outcomes has become a significant challenge for many FIs and a critical solution framework due to risk trends driven by attackers’ use of generative AI and emerging agentic AI. A new way forward is urgently needed.

This report, supported by deep qualitative discussions with 12 risk executives serving U.S. FIs, has shined the light into the key challenges and informed a new Datos Insights strategy and tactics for cyber-fraud fusion executives in order to produce the most highly desired outcomes for the business.
Clients of Datos Insights’ Cybersecurity and Fraud and AML services can download this report.
About the Author
John Horn
John Horn leads the Cybersecurity practice at Datos Insights, which provides valuable cybersecurity and identity research, insights, and advisory services to financial services firms. In addition to leading a team of Strategic Advisors, John functions as a distinguished industry expert and critical thinker within the rapidly evolving domains of identity, cybersecurity, and risk. His coverage areas include identity security, identity and access...
Other Authors
David Barnhardt
David has over 22 years of fraud mitigation in banking and payments. Throughout his career, he has served as the Emerging Risk Executive at Bank of America, Payments Product Line Head at Early Warning, Chief Experience Officer at Giact, and Head of Fraud at Conduent. David is a frequent contributor to industry publications and conferences. He has authored multiple patents...