Banks face the daunting challenge of modernizing decades-old payment infrastructure while maintaining operational continuity, often requiring multiyear migration programs with high costs, extended timelines, and significant operational risk. These emerging fintech vendors are helping to drive modernization efforts across product lines in commercial banking.

The Commercial Banking & Payments Fintech Spotlight is a series of quarterly reports that look at select emerging fintech vendors active in the commercial banking space. The spotlight series provides insight into interesting vendors with strong unique selling points and innovative approaches as partners or competitors. This report profiles the following fintech firms: CRS Credit API, Otoma, ValidiFi, Vikar Technology, and ZSuite Technologies.
Clients of Datos Insights’ Commercial Banking & Payments service can download this report.
This report mentions ABS Capital, Amount, Casca, Community Bank, Dime, Early Warning, Encore Bank, Equifax, Encore Bank, Finastra, Firstrust Bank,Fundtech, JPMorgan Chase, Kearny Bank, Leader Bank, LoanPro, Mission OG, Northfield Bank, PDI Technologies, Peapack Private Bank & Trust, Sardine, TransUnion, and Velera.
About the Author
Benjamin Nestor
Benjamin Nestor is an Advisor with the Commercial Banking & Payments practice. His topics of coverage supporting the practice center on emerging commercial banking product areas, content management, fintech vendors, ESG, and applied sustainability solutions. Prior to joining Datos Insights, Benjamin spent nearly a decade in higher education as a researcher, teacher, and archivist. He also has a background in...