The introduction of artificial intelligence has elevated the sophistication and skill sets of fraudsters worldwide, and traditional defenses are increasingly outmatched. The solution lies in unprecedented collaboration, sharing critical fraud intelligence and signals to create a unified defense against financial crime. Recent Datos Insights research finds a strong appetite for collaboration, but this shared vision faces formidable obstacles.
This report provides actionable insights for FIs considering data-sharing initiatives, technology vendors developing collaborative fraud-prevention solutions, and policymakers evaluating regulatory frameworks for enhanced information sharing. Its findings draw from structured interviews with 15 fraud executives from U.S. FIs that Datos Insights conducted between January and May 2025.
Clients of Datos Insights’ Fraud & AML service can download this report.
This report mentions FedNow, Feedzai, RTP, and Zelle.
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