BIN sponsorship creates powerful partnerships that benefit established institutions and emerging fintech firms, offering banks revenue streams and fintechs essential infrastructure. These programs can create significant revenue opportunities through interchange, deposits, and program fees but require careful program design and operational frameworks that balance innovation with appropriate controls.
This report, sponsored by Visa, Inc., is based on interviews with 14 U.S. bank and market-player executives, desk research, and the author’s experience managing card programs at U.S. financial institutions. Quotations in the report are from interviews with bank executives.
Clients of Datos Insights’ Retail Banking & Payments service can download this report.
This report mentions Visa.
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