Uncertainty is the new normal. At our 2025 Commercial and Small Business Banking Forum, Datos Insights Strategic Advisor Gilles Ubaghs delivered this keynote to help banking leaders separate signal from noise and plan for what’s ahead.
This session examines the forces actively reshaping commercial banking: AI infrastructure spending and market sustainability, fintech disintermediation in specific product categories, the emerging stablecoin landscape, and rising fraud complexity. Drawing on Datos Insights’ global survey of over 1,000 mid-to-large corporations, Gilles shares data on where corporate clients stand today, what capabilities they’re taking elsewhere, and what they expect from their banks.
After This Session, You’ll Understand:
- What AI spending patterns and vendor financing reveal about market timing and sustainability
- Which banking capabilities corporates are taking to fintechs—and why banks are losing ground
- Where financial institutions fit in the stablecoin ecosystem and how to develop a practical response
- How to structure planning when some disruptions move fast while others unfold slowly
