Cash flow underwriting is helping lenders approve more borrowers and make smarter risk decisions. Hear Datos Insights and Affirm discuss how this method can work for you.
A modern addition to the traditional credit model
Many borrowers have thin credit profiles—making it difficult for traditional credit models to get a true scope of their financial history. But access to cash flow data gives lenders a more holistic view of a borrower’s ability to pay. So how can you use this new method to reach more borrowers?
Join Datos Insights Strategic Advisor Stewart Watterson, Affirm Vice President of Credit Analytics Don Lemire, and Plaid Credit Product Lead Michelle Young as they discuss:
- How cash flow data sharpens credit accuracy and minimizes risk
- How top lenders use cash flow data to make smarter decisions
- How to effortlessly embed cash flow data into your existing models
