Best Artificial Intelligence and Advanced Analytics: Bank of Montreal (BMO)
Best Customer Experience: Citizens Financial Group
Best Digital Channel Capabilities: Synovus Bank
Best Operational Efficiency: Webster Bank
Best Product Development: Comerica Bank
Best Advisor Enablement: Bank of America Merrill Lynch
Best Artificial Intelligence: Bernstein Private Wealth
Best Client Engagement: JPMorgan Chase
Best Product Innovation: The Bancorp
Best Technology Transformation: BNY Mellon Pershing X
WealthTech Startup: Cognicor
Best Authentication: Capital One
Best Innovation by a Financial Institution: NatWest & Featurespace
Best Digital Identity Verification: Incognia
Best Transaction Fraud Monitoring and Decisioning: DataVisor
Best AML Transaction Monitoring Innovation: Elliptic
Best Know Your Customer/Business (KYC/KYB) Innovation: Socure
Best Financial Crime investigation and Reporting Innovation: Lucinity
Best Sanction/Watchlist Screening Innovation: LexisNexis Risk Solutions
Life/Annuity/Benefits Winner: AAA Life Insurance Company, for automating legacy policy migration
Large Property/Casualty Winner: West Bend Mutual Insurance Company, for modernized new business submission and underwriting
Midsize Property/Casualty Winner: Skyward Specialty Insurance Group, Inc., for an internally-developed underwriting workbench
Life/Annuity/Benefits Winner: Lincoln Financial Group, for a data 360 solution enabling customer view across business lines
Large Property/Casualty Winner: CNA, for AI-enabled new business intake automation
Midsize Property/Casualty Winner: Mosaic Insurance, for an AI-enabled portal for instant quote and bind
Life/Annuity/Benefits Winner: Lincoln Heritage Life, for a multi-channel e-app developed on a low-code/no-code platform
Large Property/Casualty Winner: Erie Insurance, for a new online quote path with improved agent support
Midsize Property/Casualty Winner: Starfish Specialty, for an embedded insurance platform to provide just-in-time coverage during loan close processes
Life/Annuity/Benefits Winner: National Life Group, for enterprise data obfuscation for test environments
Large Property/Casualty Winner: AF Group (Ameritrust), for an enterprise cloud-first framework and cloud migration
Midsize Property/Casualty Winner: Celina Insurance Group, for an all-enterprise customer experience practice
Best AI and Advanced Analytics: CWB
Best Customer Experience: PNC Bank
Best Digital Channels: Intesa Sanpaolo
Best Operational Efficiency: U.S. Bank
Best Product Development: Bank of America
Best Enterprise Machine Learning Solution: Field Effect
Best Converged Cybersecurity/Fraud Solution—Converged Data Intelligence: Duality Technologies
Best Enterprise Security Solution for Employee and Nth-Party Access: Radiant Logic
Best Customer Experience: GoCart
Best Product Design: PayQuicker
Best Value-Added Services: Netcetera
Best Market Adoption: Branch
Digital Client Engagement
Digital Initiative of the Year
Sustainable Investing Impact Reporting
Digital Startup of the Year
Financial Wellness: Goldman Sachs
Sales Enablement/Prospecting: Caixabank
Digital Asset Provider: SEBA Bank
Best Authentication Innovation: Pindrop
Best Orchestration Innovation: Citi
Best Digital Identity Verification Innovation: Bottomline
Best Transaction Fraud Monitoring and Decisioning Innovation: Feedzai and Lloyds Banking Group
Best AML Transaction Monitoring Innovation: Napier
Best Know Your Customer/Business Innovation: Encompass Corporation
Best Financial Crime Investigation and Reporting Innovation: Quantifind
Best Sanctions/Watchlist Screening Innovation: LexisNexis® Risk Solutions
Life/Annuity/Benefits Winner: Ohio National, for their Core Systems Transformation
Large Property/Casualty Winner: Encova Insurance, for their Personal Lines Core Systems Transformation
Midsize Property/Casualty Winner: Tokio Marine Highland, for their Cloud-Based Flood Underwriting Engine
Life/Annuity/Benefits Winner: Penn Mutual, for their Accelerated Life Insurance Underwriting
Large Property/Casualty Winner: EMC Insurance Companies, for their Enterprise Data Modernization
Midsize Property/Casualty Winner: Mosaic Insurance, for their Real-Time Underwriting Analytics Portal
Life/Annuity/Benefits Winner: Sun Life, for their Wellness App for Digital Client Engagement
Large Property/Casualty Winner: Everest Re, for their Real-Time Pricing Analytics
Midsize Property/Casualty Winner: Pie Insurance, for their Small Commercial Agent Portal
Life/Annuity/Benefits Winner: Knights of Columbus, for their RPA Center of Excellence
Large Property/Casualty Winner: Acrisure, for their Partner Entity Integration Framework
Midsize Property/Casualty Winner: Amerisure, for their Time-to-Market Delivery