Programmable payments are transactions that execute automatically when predefined conditions agreed upon by both payer and payee are fulfilled, eliminating the need for manual intervention in routine financial processes. This technology represents more than just payment innovation—it’s a complete reimagining of how transactions can be automated, secured, and integrated into business operations.
This report examines how programmable payments—transactions that execute automatically when predefined conditions are met—are reshaping corporate finance through a comprehensive analysis of market trends, corporate adoption patterns, and technological developments. It is based on Datos Insights’ 2024 survey of 220 corporate users in four key countries (Singapore, Hong Kong, the U.K., and the U.S.) working in midsize to large companies with annual revenue above US$20 million.
Clients of Datos Insights’ Commercial Banking & Payments service can download this report.
This report mentions Banco Santander, Bank for International Settlements (BIS), Bank of England, European Central Bank (ECB), Fluency, Fnality, IBM, JPMorgan, Lloyds Banking Group, Mastercard, Microsoft, PayPal, T2 TKN, UBS, and Visa.
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