U.S. Prepaid Cards: Insights From Consumers and Program Managers

Prepaid cards continue to evolve, and new use cases are emerging for consumer, government, and corporate-funded prepaid card segments.  

January 13, 2022 – Card products have changed the way that money is received, sent, and spent. Although once seen as a limited-use product, prepaid program managers and card networks have been at the forefront of many innovations that have made prepaid cards a leading method of conducting payments.

This Impact Report is based on research conducted by Aite-Novarica Group and commissioned by Discover Global Network, highlighting prepaid card adoption across various consumer demographics. Aite-Novarica Group conducted qualitative interviews with 12 prepaid program manager executives in the U.S. Additionally, quantitative research among consumers was conducted via an online survey in Q2 2021 with 2,046 users of prepaid cards or buy now, pay later options.

This 20-page Impact Report contains seven figures and two tables. Clients of Aite-Novarica Group’s Retail Banking & Payments service can download this report and the corresponding charts.

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