Report

Retail Banking & Payments Fintech Spotlight, Q4 2025

Four vendors are highlighted this quarter.
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All are newer entrants to the market with innovations that are emblematic of broader trends across several retail banking and financial services product areas. Their solutions address consumer credit, loan servicing, data extraction and analysis, and risk intelligence.

The Retail Banking & Payments Fintech Spotlight is a series of quarterly reports that look at select emerging fintech vendors active in the retail banking space. The spotlight series provides insight into interesting vendors with strong unique selling points and innovative approaches as partners or competitors. This report profiles the following fintech firms: Bloom Credit, Constant, Ocrolus, and Owlin.

Clients of Datos Insights’ Retail Banking & Payments service can download this report.

This report mentions Adyen, Aqua Finance, Armstrong Bank, Ava, Bloom Credit, Bounce, Brex, Constant, Enova, FinTech Collective, FitchSolutions, Foreside Financial, Imprint, Karat, Lending Club, Lithia, LoanPro, Municipal Credit Union, Navy Federal Credit Union, Oak HC/FT, Ocrolus, Owlin, PayPal, Plaid, Rapid Finance, Reseda Group, SoFi, Square, Stage 2 Capital, Synctera, Thomvest Ventures, Vantage West Credit Union, and Venminder.

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