These four vendors address financial wellness gamification, payment moment engagement, credit data verification, and streamlined digital onboarding processes. While they all face major competitors in the market, their approaches to existing business challenges and the potential lessons they offer the broader retail banking and payments space mean they are worth keeping an eye on; this is why Datos Insights is placing them in the Fintech Spotlight.
The Retail Banking & Payments Fintech Spotlight is a series of quarterly reports that look at select emerging fintech vendors active in the retail banking space. The spotlight series provides insight into interesting vendors with strong unique selling points and innovative approaches as partners or competitors. This report profiles the following fintech firms: Debbie, Flow Networks, TrackStar AI, and Vikar.
Clients of Datos Insights’ Retail Banking & Payments service can download this report.
This report mentions: Debbie, Flow Networks, Lafayette Federal Credit Union, Trackstar AI, Vikar, Best Egg, Chartway Credit Union, Dime, Firsttrust Bank, FIS, MSU Federal Credit Union (MSUFCU), Northfield Bank, and Peapack Private Bank and Trust.
About the Author

David Shipper
David Shipper is a Strategic Advisor in the Retail Banking & Payments practice at Datos Insights. His focus is on debit and credit cards. Based in Scottsdale, Arizona, David brings to Datos Insights more than 15 years of experience leading card and payment strategies for financial institutions in the U.S. Prior to joining Datos Insights, David managed the debit card and mobile...