Corporate banking is undergoing a fundamental shift as organizations increasingly demand to manage their financial operations directly from where they work—their enterprise systems. Corporate users want to execute transactions and manage financial information seamlessly from their enterprise resource planning (ERP) systems, treasury management systems (TMSs), or advanced accounting platforms.
This report examines ERP banking—the integration between bank systems and ERP platforms that enables corporate users to conduct banking operations directly from their enterprise systems. It explores traditional integration methods such as electronic data interchange (EDI) and file transfers alongside newer API-based approaches and analyzes various monetization strategies for financial institutions. It is based on Datos Insights’ annual survey of over 1,000 corporate users in 11 countries working in midsize to large companies with annual revenues above US$20 million.
Clients of Datos Insights’ Commercial Banking & Payments service can download this report.
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