The global commercial cards landscape is undergoing a significant and ongoing transformation, driven by technological advancements, changing business needs, and the ongoing digital transformation of corporate finance. Despite the emergence of new payment technologies and the growing diversification of payment options, commercial cards continue to play a pivotal role in corporate spending and financial operations. This resilience and adaptability underscore the enduring value of commercial cards in an increasingly complex payments ecosystem.

This report examines the current state and future trajectory of commercial card adoption among corporate enterprises on a global scale. It is based on a comprehensive survey of 1,037 commercial card users across North America, Europe, and the Asia-Pacific, conducted in Q3 2023.

Clients of Datos Insights’ Commercial Banking & Payments service can download this report.

This report mentions American Express, Discover, Mastercard, and Visa.