Emerging technologies can unlock new capabilities, enabling carriers to sell more effectively, assess risk with greater precision, and operate with enhanced efficiency. Yet these same innovations can challenge established processes and force insurers to reimagine fundamental business practices and norms. Insurers need clarity on how these tools can address real business problems while staying informed about shifts in the competitive landscape driven by technological advancements.

This report examines adoption patterns, pilot activity, and practical applications across 17 emerging technology categories. Its findings are drawn from a Q2 2025 survey of life/annuity/benefits insurer CIO members of the Datos Insights Insurance Technology Research Council.
Clients of Datos Insights’ Life, Annuities, & Benefits service can download this report.
This report mentions ABBYY, Apple, Celonis, and UiPath.
About the Author
Caitlin Simmons
Caitlin Simmons is a Senior Associate at Datos Insights. She works with senior team members to support consulting projects and create research reports. Prior to joining the firm, Caitlin worked in program evaluation and academic research. She has a Ph.D. in Health Psychology with a concentration in Community Psychology from the University of North Carolina at Charlotte.
Other Authors
Chris Eberly
Chris Eberly is the Head of Insurance Insights, with expertise in IT leadership, transformational technology implementation, enterprise information/data management, and technology strategy for the insurance industry. Prior to joining Datos Insights, Chris was VP and head of Life & Producer Services IT at Lincoln Financial, where he led the Implementation of FAST as the strategic life policy administration platform, significantly...