Report

Business and Technology Trends, 2025: Specialty Lines

According to Datos Insights’ analysis, there are 276 large and midsize U.S. insurers highly active in the specialty lines sector.
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“Specialty insurance” is a broad term that describes various insurance types—surplus lines, program business, business written through wholesalers, and many other types of business. The common factor for all specialty lines is that the business is not typically written through standard markets. Because it accommodates such a wide variety of risks, the specialty market requires significant operational flexibility to meet the needs of the insurer and the insured.

This report provides an overview of specialty lines insurer business and technology trends, data about the marketplace, and nine examples of recent insurer technology investments. It draws from the expertise of Datos Insights’ staff, conversations with Datos Insights’ clients and Insurance Technology Executive Council members, and a review of secondary published sources.

Clients of Datos Insights’ Property & Casualty service can download this report.

This report mentions Akur8, Ambac Financial Group Inc., American Family Insurance, American Family Ventures, Amazon Web Services, Amerisure, Aon, Argo Group, Arqu, At-Bay, AXA XL, Change Healthcare, Chubb, CNA Insurance, Coalition, Convex Insurance, Corvus, Cowbell Cyber, CrowdStrike, The Doctors, Duck Creek, EmPRO Insurance Company, FCCI Specialty Insurance Company, FCCI Insurance Group, First Founders Assurance Company, First Indemnity of America Insurance Company, Five Sigma, FM, GAINSCO, Great American, Guidewire, HAI Group , Hartford Steam Boiler, IAT Group, Indemnity National Insurance, Indico Data, Intact Ventures, InvoiceCloud, Jewelers Mutual, Kalepa, Ledgebrook, Majesco, Mosaic Insurance, MOVEit, MS Transverse, Munich Re Specialty – North America, NARDAC Insurance Services, Nationwide Insurance, Nationwide Ventures, Old Republic International, OneShield, Palomar Holdings, Pepper, PruVen Capital, QBE Insurance, Sentry Insurance, Skyward Specialty Insurance Group Inc., Starr Insurance Companies, Tokio Marine America, Tokio Marine HCC, Travelers, Trisura Group, United Educators, Velocity Specialty Insurance Company, Westfield Specialty Insurance, WINT Water Intelligence, and Zurich Insurance Group.

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