Two forces are reshaping payments infrastructure for financial institutions: consumer demand for embedded flexible payment options that third-party BNPL providers have been quick to meet, and autonomous AI agents emerging as a new category of commercial actor without standardized identity or payment frameworks. The vendors profiled in this report each address one of these structural gaps.
The Retail Banking & Payments Fintech Spotlight is a series of quarterly reports that look at select emerging fintech vendors active in the retail banking space. The spotlight series provides insight into interesting vendors with strong unique selling points and innovative approaches as partners or competitors. This report profiles the following fintech firms: equipifi and Skyfire.
Clients of Datos Insights’ Retail Banking & Payments service can download this report.
This report mentions A16Z, Advia Credit Union, Akamai, Apify, Arizona Financial, Ascend Federal Credit Union, Blitzscaling Ventures, Coinbase Ventures, Consumer Reports, Dappier, DataDome, equipifi, Evolution Equity Partners, Jack Henry & Associates, Lumin Digital, MSU Federal Credit Union, Neuberger Berman, Okta, Ory, Q2, and Skyfire.
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