Agenda

Moderated Panel Discussions

Our Datos-moderated panel discussions bring together commercial banking, payments, and treasury executives, technologists, and industry experts to tackle the issues shaping the industry in 2026. Each session delivers real-world experiences, data-driven insights, and actionable strategies that help attendees return to their organizations ready to make better decisions.

AI & Digital Transformation

AI & Automation: The operational realities of deploying AI in commercial banking, from buy-versus-build trade-offs and integration challenges to preventing ungoverned “shadow AI” proliferation across business units.
AI-Powered Banking Portals: From Clicks to Conversations: How AI is transforming commercial banking portals from traditional menu-driven interfaces to intelligent, conversational experiences, and which AI patterns best serve commercial users’ need for speed, accuracy, and control.

Commercial & Mid-Market Banking

SMB/Mid-Market Banking: The operational challenge of building a sustainable mid-market business, from setting realistic technology expectations and right-sizing digital capabilities to overcoming sales compensation structures that push clients toward inappropriate product sets.
Back to Basics: How Lockbox, CRM, and Operations Make or Break Client Experience: Why back-office fundamentals are the foundation of commercial banking client experience, and how operational friction in unglamorous systems directly translates to client frustration and churn.
Breaking Down Silos: How Treasury and Sales Collaborate to Lead Relationships: What’s preventing earlier treasury management adoption, how to educate internal teams and prospects on treasury capabilities, and practical approaches to building TM pipelines that don’t depend entirely on lending hooks.

Payments

Where Is Payment Modernization Going Next? Where banks should focus to create real client value and competitive differentiation, from intelligent payment orchestration and embedded treasury to cross-border solutions and the build-versus-buy decisions around payment hubs and fintech partnerships.
Payment Hubs: Navigating the Next Generation: What the future holds for payment hub technology as next-generation solutions emerge, how first-generation hubs are adapting, and how institutions can navigate an increasingly diverse vendor ecosystem.
Account Validation: Building Infrastructure for Digital Payment Growth: How the U.S. validation gap undermines digital payment modernization, successful centralized solutions from other regions, and potential pathways toward a unified validation framework.
The Cross-Border Payments Dilemma: How banks are navigating the fragmented cross-border payments landscape as commercial clients demand faster, cheaper international options beyond traditional correspondent banking.
Beyond the Transaction: How Payment Data Is Becoming the Real Product: Whether payment data analytics creates defensible competitive advantage for banks or simply raises client expectations without clear ROI.

Treasury & Receivables

Integrated Receivables: Strategic Advantage or Table Stakes in a Multi-Rail World? How payments diversity creates operational and reconciliation challenges, what treasury clients actually need versus what’s being sold, and the practical realities of modernizing receivables infrastructure.
Cash Management: What’s Next: How next-generation digital cash management platforms are being reimagined to meet the demands of modern treasury teams operating in a real-time, multi-banked, global environment.

Supply Chain & Trade Finance

Bridging Operations and Finance With Real-Time Supply Chain Visibility: How sharing real-time operational data with financial partners transforms banking relationships from reactive to anticipatory, and how transparency rebuilds trust and unlocks financial agility.
Top FAQs in 2026: Datos Insights presents key findings from the year’s most frequently asked questions, fostering dynamic debate on enduring challenges at the intersection of supply chain operations and financial performance.

Partnerships & Strategy

Frenemies or Partners? Making Bank-Fintech Collaboration Actually Work: How banks can maximize value from fintech partnerships while maintaining strategic control and client relationships.
Monetization of API, Corporate & Fintech Connectivity: How API-driven connectivity eliminates traditional barriers between corporate enterprise systems and banking applications, allowing clients to execute financial operations without switching between disparate platforms.

*Subject to change. Sessions may be adjusted before the event.

Roundtable Discussions

Our Datos-moderated roundtables offer an intimate setting where commercial banking and payments leaders can speak candidly with peers facing the same challenges. Each session surfaces real-world experiences, honest benchmarks, and practical strategies. Attendees leave with honest perspectives, new connections, and actionable ideas they can put to work immediately.

Payments & Real-Time

Pressure Testing Real-Time Payments: Which commercial use cases are gaining traction versus stalling despite apparent fit, and practical strategies to drive adoption including overcoming the “ACH is good enough” mindset and addressing 24/7/365 operational readiness.
Financial Messaging: Building a Future-Ready Payments Ecosystem: The evolution from legacy connectivity models to cloud-native, API-first platforms that support instant payments and real-time cross-border transactions.

Corporate Banking & ERP

From ERP Banking to Programmable Workflows: How connecting enterprise and banking applications creates a unified “enterprise cockpit” for seamless financial operations through deep, bidirectional data exchange.
The Corporate View of Embedded Finance: What corporations truly need from embedded finance, distinguishing between mission-critical capabilities and “nice-to-have” features, with Datos Insights’ latest findings on corporate users’ expectations.

Onboarding & Operations

Commercial Onboarding and Lifecycle Management: Emerging best practices that extend beyond digital account opening to encompass the full client journey, and how banks can close the execution gap between strategic ambitions and operational reality.
Fraud & Positive Pay: Moving From Add-On to Required: Shifting Positive Pay from an optional, fee-based service to a core component of commercial deposit accounts as check and ACH fraud continues to grow.

*Subject to change. Sessions may be adjusted before the event.

Conference Agenda

Tuesday, 20 October 2026
7:45 AM – 8:30 AM	Registration and Breakfast
8:30 AM – 8:40 AM	Welcome & Opening Remarks
8:40 AM – 9:10 AM	Datos Opening Keynote
9:10 AM – 9:50 AM	Panel Discussion
9:50 AM – 10:10 AM	Innovation Spotlight
10:10 AM – 10:40 AM	Networking Break
10:40 AM – 11:20 AM	Panel Discussion
11:20 AM – 12:00 PM	Panel Discussion
12:00 PM – 1:00 PM	Networking Lunch
1:00 PM – 1:20 PM	Datos Keynote
1:20 PM – 1:40 PM	Innovation Spotlight
1:50 PM – 2:35 PM	Roundtable Discussions
2:45 PM – 3:30 PM	Roundtable Discussions
3:40 PM – 4:25 PM	Panel Discussion
4:25 PM – 5:00 PM	Awards & Closing Remarks
5:00 PM – 6:00 PM	Cocktail Reception

*Subject to change