Report

Top Trends in Property and Casualty Insurance, 2025

As the P&C insurance industry faces technological disruption and evolving risk landscapes, carriers are at a critical crossroads in their transformation journey.
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The property and casualty insurance industry faces unprecedented disruption in 2025 as traditional models confront new realities. Rising catastrophe losses, technological transformation, and evolving risk landscapes are forcing insurers to fundamentally rethink their approaches to underwriting, claims processing, and customer engagement. This report examines key trends shaping the industry, from the emergence of generative AI and quantum computing threats to the ongoing property insurance crisis in catastrophe-prone regions.

Clients of Datos Insights’ Property & Casualty service can download this report.

About the Author

Martina Conlon

Martina Conlon

Martina Conlon is Executive Principal at Datos Insights. She has expertise in IT strategy, best practices, organizational approaches, and technology architecture, and is the primary researcher and author of market-leading reports on agent portals, core systems, business intelligence, and technology strategy. Martina has led dozens of vendor selection efforts, insurer peer benchmarking, IT organizational assessments, and enterprise architecture and roadmap development...

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