The Rise of QR Codes: Applications in Payments and Beyond

QR codes offer fast, easy, and secure checkout experiences, and should be part of a merchant’s payments arsenal.  

February 2, 2022 – Consumers increasingly expect to be able to earn and redeem rewards seamlessly during checkout, apply coupons and offers, and then pay with a card (or other payment option) on file. QR codes embedded in retailer and payment provider apps can enable access to all this information and a streamlined experience for the consumer.

This Impact Report gives an overview of the current QR code landscape, with a focus on payments. Aite-Novarica Group conducted interviews with executives from card schemes, banks, and technology providers in the banking and retail industries.

This 25-page Impact Report contains 10 figures and one table. Clients of Aite-Novarica Group’s Retail Banking & Payments service can download this report and the corresponding charts.

This report mentions Alipay, Amazon, Apple, Coca-Cola, CVS, Delta, Denso Wave, Facebook, FedEx, Fiserv, Google, Heartland Payment Systems, Kohls, Lufthansa, Macy’s, NCR, PayPal, PersonaPay, Square, Starbucks, Target, Tencent, Tikkie, Toast, Venmo, Walmart, Whole Foods, and Zelle.

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