10 financial institutions (FIs) are recognized in the 2026 Bank Impact Awards in Cash Management and Payments for initiatives that bring banking into the tools commercial clients already use. Winners span five categories, from AI-powered payment prompts and small-business lending to enterprise resource planning (ERP) embedded treasury and digital asset custody. Their initiatives share four themes: connectivity is becoming a core channel, artificial intelligence (AI) delivers value when it targets narrow, high-frequency tasks, banks keep control of the controls while partnering for reach, and technology makes bankers more effective rather than replacing them. The report profiles each winner’s market challenge, design, reported results, and roadmap, and closes with implications for FIs.
Clients of Datos Insights’ Commercial Banking & Payments practice may access this report.
About the Author
Erika Baumann
Erika Baumann serves as Director of the Commercial Banking & Payments practice at Datos Insights, focusing on payables and receivables technology and solutions. She has over 10 years of experience in the wholesale banking space, bringing expertise from both banking and fintech vendor positions. She has worked extensively with both U.S. and international banks, vendors, and the clients of each to identify...